Excellent 4.0 Stars • 24 reviews

Your Loan, Simplified. The Smarter Way to Compare and Save

Let us do the hard work—find the best loan offers tailored just for you, all in one place.

Apply Online
Takes less than 1 minute to apply
Zero impact on your credit score
We connect with all major based banks across Canada.

Item 1

Item 2

Item 3

Item 1

Item 2

Item 3

Item A

Item B

Item C

Item A

Item B

Item C

SUPPORT

Is It Possible to Get a Loan with No Credit? Absolutely!

Loan Boys Can Assist You, Even Without a Credit History

Apply Online
Coming soon

Need Cash for emergency car repair? Loan Boys can help you out!

If you’re looking for emergency car repair loans in Canada and you’re wondering how you’ll get approved because of bad credit or no credit history at all, we’re here to tell you: don’t sweat it! Loan Boys can give you access to the cash you need when you really need it, no questions asked.

We don’t inquire about your credit history; all we care about is your ability to pay back the cash today.

Why Loan Boys has an almost guaranteed approval rate?

The reason why we offer vehicle repair loans in Canada with nearly guaranteed approval is because of two main reasons: the first is that we don’t ask for a credit check, and the second is because we connect you to not one, but several top loan providers simultaneously.

This ensures that you will have the highest chance of success every time. You might even get multiple offers at once!

How long does it take to get a car repair loan in my situation?

You can apply for one of our auto loans for car repairs directly online in under a minute. You can even get approved within minutes after that.

Can I get a loan with no credit check

We offer a no credit check car repair financing website, which means that you can access your loan regardless of your credit history. No credit? No problem!

Loan Boys can help you out even if you don’t have any credit

We understand that some lenders make you jump through hoops. We won’t. Our vehicle repair loans in Canada with almost guaranteed approval are available to you even if you haven’t had the chance to build a credit score yet.

Can a loan help me build or rebuild my credit?

Absolutely! All you have to do is take out one of bad credit loans for emergency car repairs and pay it back according to the terms, and it can impact your credit score in a positive way.

How can you use your emergency car repair loan?

You can use our emergency car repair loans in Canada on anything your car needs! This way you can take care of things quickly and efficiently and move on with your life.

Cover the cost of the parts needed for vehicle repairs

You can use the money to cover any replacement parts needed to fix your car or even choose to add a new accessory to help make your daily commutes easier.

Cover the cost of hiring a mechanic

Our bad credit loans for emergency car repairs don’t only cover the costs of parts, they also cover labour. So, you can book an appointment with your trusted mechanic today!

Rent a vehicle while your car is being repaired

Have to get your car fixed but you depend on it for work? Don’t worry. While it’s at the garage, you can use one of our auto loans for car repairs online to rent a car while yours is getting fixed.

What are the most common car repair emergencies?

Head to our no credit check car repair financing website, take out a Loan Boys loan, and here are just some ways that you can use the money:

Flat Tires: Punctures, blowouts, or gradual deflation can leave you stranded. Knowing how to change a tire or having roadside assistance is crucial.
Dead Battery: A battery failure can prevent your car from starting, often due to age, extreme temperatures, or leaving lights on overnight.
Engine Overheating: This occurs when the cooling system fails, leading to steam from the hood or dashboard warning lights.
Brake System Issues: Worn brake pads, damaged brake lines, or malfunctioning components can compromise safety.
Ignition System Failures: Problems with the starter motor, ignition coil, or spark plugs can make it impossible to start your car.
Radiator Damage: A damaged radiator can lead to overheating and engine failure.
Timing Belt Breakage: A broken timing belt can cause severe engine damage and requires immediate replacement.
Running Out of Fuel: Surprisingly common, this can be avoided by keeping an eye on your fuel gauge.

Can I get an emergency car repair loan in my province?

Here are the provinces from which you can access our loans:

Ontario
Alberta
British Columbia
New Brunswick
Newfoundland
Northwest Territories
Nova Scotia
Nunavut
Prince Edward Island
Yukon

FAQ

  • 1-How can I get a loan to fix my car?

    You can apply and get approved within minutes.
  • 2-How do auto repair loans work?

    Take out a loan and then make payments according to the loan terms.
  • 3-Why our loans have almost guaranteed approval?

    Because we connect you with several top lenders at once.
  • 4-How fast can I receive funds for an emergency auto repair loan?

    You can get approved within minutes of applying!
TESTIMONIALS

Don’t just take our lenders word for it. Hear it from our users.

Your financial peace of mind is our priority. Join the thousands who’ve found their perfect loan with us.

arrow left
arrow right
HOW IT WORKS

We connect you with top loan providers in seconds using AI-powered matchmaking.

Fill Out the Form

Provide a few details about your loan needs—quick, simple, and hassle-free.

Apply Online
We do not check your credit.

AI Shops for You

Choose Your Best Option

Review personalized offers sent directly to your email, compare easily, and select the loan that fits your needs perfectly.

C Corp Loans sent you an offer!

info@ccorploans.ca

Nexus Loans sent you an offer!

info@nexusloans.ca

Acus sent you an offer!

info@acus.ca

Empire Loans sent you an offer!

info@empireloans.ca

C Corp Loans sent you an offer!

info@ccorploans.ca

Nexus Loans sent you an offer!

info@nexusloans.ca

Acus sent you an offer!

info@acus.ca

Empire Loans sent you an offer!

info@empireloans.ca

C Corp Loans sent you an offer!

info@ccorploans.ca

Nexus Loans sent you an offer!

info@nexusloans.ca

Acus sent you an offer!

info@acus.ca

Empire Loans sent you an offer!

info@empireloans.ca
APP

Soon launching our app

Our app will help you monitor lenders that approve your request and help manage any outgoing loans.

Coming soon
Coming soon
BLOGS

Browse our blogs

View all blogs
App Updates
Compare Loan Offers Side by Side
Provide industry updates, financial trends, and tips to position your platform as a thought leader.
June 25, 2025
2 MIN READ
News
Latest Loan Market Trends for 2025
Provide industry updates, financial trends, and tips to position your platform as a thought leader.
June 25, 2025
2 Min Read
App Updates
Compare Loan Offers Side by Side
Provide industry updates, financial trends, and tips to position your platform as a thought leader.
June 25, 2025
2 MIN READ
News
Latest Loan Market Trends for 2025
Provide industry updates, financial trends, and tips to position your platform as a thought leader.
June 25, 2025
2 Min Read
No items found.
arrow left
arrow right

We use an advanced AI to match you with the perfect lender across hundreds of possibilities. This ensure you get the best rate and that you will be approved

OUR FAQ

Got a question? Glad you asked, we got answers

Can I get a loan in Canada?

Absolutely! Apply online with Loan Boys and get the money you need in minutes. Our service is prompt, reliable, and free from hidden fees.

What credit history do I need when applying for a loan?

Don’t worry about your credit history. We focus on your current ability to repay the loan, making it easy for people with bad credit to get approved.

How Many Times Can I Apply?

You can apply for one loan at a time. We adhere to responsible lending practices to protect you from further debt.

Where can I get a loan quickly and easily online in canada?

Loan Boys is your go-to for fast cash loans in Canada. Even with poor credit or irregular income, you can still get approved.

What is the annual rate?

We partner with top financial institutions to offer a competitive annual rate of 23.99%.

Do you have an example of loans and payments?

If you borrow $750, you can repay it in 10 payments of $120. Note: This example assumes full repayment according to the agreed schedule.

What happens if I default my payment?

A $60 fee will be charged for bounced pre-authorized payments. Always ensure you have sufficient funds to avoid extra charges.

Are there any conditions?

Please read the loan agreement carefully for all terms and conditions.

Do loans renew automatically?

Loan renewal is not automatic and requires a new application and approval.

What is an amortization schedule?

Your repayments will be spread over a set period, ranging from three to six months, depending on your loan amount.

What about credit ratings and collections?

We abide by Canadian lending standards. Defaulting may lead to legal fees and affect your credit rating.

What is a payday loan?

A payday loan is a short-term loan based on your next paycheck. It’s a quick solution for temporary financial difficulties. Please not that Loan Boys is not a payday lender.

Get Back to What Matters, We’ll Handle the Rest

Stop wasting hours comparing lenders and deciphering terms. Our AI-powered platform does all the heavy lifting for you—so you can focus on what really matters in life.

Apply Online
We do not check your credit.

Spend less time apply, Loanboys handles all the applications for you. Get direct offers sent to your email

C Corp Loans sent you an offer!

info@ccorploans.ca

Open mail app

Email lender

Nexus Loans sent you an offer!

info@nexusloans.ca

Open mail app

Email lender

Empire Loans sent you an offer!

info@empireloans.ca

Open mail app

Email lender

Item 1

Item 2

Item 3

Item 1

Item 2

Item 3

Item A

Item B

Item C

Item A

Item B

Item C

C Corp Loans sent you an offer!

info@ccorploans.ca

Nexus Loans sent you an offer!

info@nexusloans.ca

Acus sent you an offer!

info@acus.ca

Empire Loans sent you an offer!

info@empireloans.ca
Loan Boys partners with lenders across all major Canadian Cities for broader access and faster approvals