Your Loan, Simplified. The Smarter Way to Compare and Save

Let us do the hard work: find loan offers tailored to you, all in one place.

  • $250 to $1,500
  • Repay over 3 to 6 months
  • No hard credit check
  • Have your ID and online banking login ready
$800
APPLY FOR A LOAN NOW
Takes less than 6 minutes to apply
Zero impact on your credit score
We connect with all major based banks across Canada.
HOW IT WORKS

We connect you with top loan providers in seconds using AI-powered matchmaking.

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Provide a few details about your loan needs—quick, simple, and hassle-free.

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We do not check your credit. IBV is required.

AI Shops for You

We use advanced AI to compare hundreds of options and match you with a lender that fits your situation, which can improve your chances of a good rate and approval.

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Review personalized offers sent directly to your email, compare easily, and select the loan that fits your needs perfectly.

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TESTIMONIALS

Don’t just take our lenders word for it. Hear it from our users.

Your financial peace of mind is our priority. Join the thousands who’ve found their perfect loan with us.

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APP

Soon launching our app

Our app will help you monitor lenders that approve your request and help manage any outgoing loans.

Coming soon
Coming soon
OUR FAQ

Got a question? Glad you asked, we got answers

Can I get a loan in Canada?

Absolutely! Apply online with Loan Boys and get the money you need in minutes. Our service is prompt, reliable, and free from hidden fees.

What credit history do I need when applying for a loan?

Don’t worry about your credit history. We focus on your current ability to repay the loan, making it easy for people with bad credit to get approved.

How Many Times Can I Apply?

You can apply for one loan at a time. We adhere to responsible lending practices to protect you from further debt.

Where can I get a loan quickly and easily online in canada?

Loan Boys is your go-to for fast cash loans in Canada. Even with poor credit or irregular income, you can still get approved.

What is the annual rate?

The Annual rate on what rate and repayment option you will be offered by the lender.

Do you have an example of loans and payments?

It depends on what rate and repayment option you will be offered by the lender.

What happens if I default my payment ?

You need to contact thelender directly and they will gladly help you.

Are there any conditions ?

Please read the loan agreement carefully for all terms and conditions.

Do loans renew automatically?

Loan renewal is not automatic and requires a new application and approval.

What is an amortization schedule?

Your repayments will be spread over a set period, ranging from three to six months, depending on your loan amount.

What about credit ratings and collections?

We abide by Canadian lending standards. Defaulting may lead to legal fees and affect your credit rating.

What is a payday loan?

A payday loan is a short-term loan based on your next paycheck. It’s a quick solution for temporary financial difficulties. Please not that Loan Boys is not a payday lender.

BLOGS

Browse our blogs

View all blogs
Loan-Matching Services in Canada: How They Work vs Lenders and Brokers
A loan matching service in Canada sends one application to several lenders and never needs an upfront fee. Offers are capped at 35% APR. Compare yours.
October 18, 2026
12 min read
ODSP Loans: How to Get Approved, July 2026 Rates and What to Avoid
ODSP loans: lenders accept ODSP as income, up to $1,436 a month for a single person in 2026, at 35% APR max. Ask your caseworker, then compare offers.
October 17, 2026
12 min read
Emergency Car Repair Loans in Canada: How to Pay the Mechanic Today
Emergency car repair loans in Canada: $1,000 at the 35% APR cap costs $58.88 over 3 months. Get offers from several lenders with no hard credit check.
October 16, 2026
12 min read
Payday Loans in Ontario: Rules, the $14 Cap and Your Rights (2026)
Ontario payday loans cost at most $14 per $100 and are capped at 50% of net pay. Know your rights, then apply once to compare offers from several lenders.
October 15, 2026
12 min read
Liposuction Cost in Calgary and Edmonton (2026) and How to Finance It
Liposuction cost in Calgary starts near $4,500 per area in 2026 and Edmonton estimates start near $3,000. Compare prices by area and ways to finance it.
October 14, 2026
12 min read
No Credit Check Loans in Canada: What It Really Means and Who Gets Approved
No credit check loans in Canada skip the hard inquiry, not the checks, and cost at most 35% APR in 2026. Apply once and let several lenders review it.
October 13, 2026
12 min read
Cosmetic Surgery Financing With Bad Credit in Canada: 2026 Costs and Risks
Cosmetic surgery financing with bad credit in Canada: most procedures cost $7,000 to $19,000 in 2026. Compare clinic plans, lenders and small loans.
October 12, 2026
12 min read
Help Paying Your Heating Bill in Canada: Programs, Plans and Small Loans
Help paying a heating bill in Canada: LEAP pays up to $780, BC Hydro up to $800 and NS $400 in 2026. Compare plans and loans with no hard credit check.
October 11, 2026
12 min read
Bad Credit but Good Income: How to Rent Without a Co-Signer in Canada
Yes, you can rent with bad credit and no co-signer in Canada in 2026: prove income with pay stubs and a CRA statement. Compare move-in loan offers.
October 10, 2026
12 min read
Guaranteed Approval Loans in Canada: Why They Don't Exist and What to Do
Guaranteed approval loans don't exist in Canada: lenders must check you can repay, and fees are capped at 35% APR. Apply once to reach several lenders.
October 9, 2026
12 min read
Rent an Apartment With Bad Credit in Ontario (2026): Deposits and Rights
You can rent with bad credit in Ontario: in 2026 landlords may take only a one-month rent deposit and a refundable key deposit. Compare move-in loans.
October 8, 2026
12 min read
$500 Loan in Canada Today, No Hard Credit Check: Costs and Steps
A $500 loan in Canada costs up to $70 for 2 weeks as a payday loan, or $29.45 over 3 months at 35% APR. Apply once, with no hard credit check.
October 7, 2026
12 min read
Bad Credit Apartment Rentals: How to Find Private Landlords Who Say Yes
Private landlords that accept bad credit weigh income and references; no Canadian law sets a minimum score. Find them and compare move-in loan offers.
October 6, 2026
12 min read
Winter Tire Financing in Canada: Costs by Province and How to Pay (2026)
Winter tire financing in Canada: a set is $400 to $1,000 in 2026. Compare store plans, MPI and loans capped at 35% APR, and see offers with no hard pull.
October 5, 2026
12 min read
Credit Score Needed to Rent an Apartment in Canada: 500 to 650 Explained
There is no legal minimum score to rent in Canada; many landlords want 660+. See what works at 500 to 650 and compare move-in loan offers, no hard pull.
October 4, 2026
12 min read
What Is a Bad Credit Score in Canada? Ranges and How Long It Lasts
A bad credit score in Canada is below 560 on the 300 to 900 scale. See what lenders check, how long it lasts, and compare loan offers with no hard pull.
October 3, 2026
12 min read
Loans on Benefits in Canada: ODSP, AISH, EI and What Lenders Accept (2026)
Yes, you can get loans on benefits in Canada: ODSP, AISH, EI, CPP and OAS count as income, at 35% APR max. Compare offers in one application, no hard pull.
October 1, 2026
12 min read
Payday Loan Alternatives in Canada: 9 Options Ranked by Cost and Speed
Payday loan alternatives in Canada: 9 options ranked by cost. $300 costs $42 as a payday loan vs $5.92 on a line of credit. Compare offers, no hard pull.
October 18, 2026
12 min read
Small Loans in Canada ($300 to $1,500): Lenders, Costs, Comparing
Small loans in Canada cost up to $14 per $100 or 35% APR. Compare lenders and real costs, then apply once to reach several lenders with no hard pull.
September 27, 2026
12 min read
How Much Does a Payday Loan Cost in Canada? 35% Cap vs $14 per $100
A payday loan in Canada costs up to $14 per $100; other loans are capped at 35% APR. See real examples, then apply once to reach several lenders.
September 27, 2026
12 min read
Car Repair Loans With Bad Credit in Canada: Real Costs and 6 Ways to Pay
Most car repairs cost $200 to $1,500 in 2026. See 6 ways to pay with bad credit, from shop plans to loans capped at 35% APR, and apply in under 6 minutes.
October 16, 2026
12 min read
Bad Credit Loans in Canada (2026): How They Work and What They Cost
Bad credit loans in Canada, explained: who approves a sub-600 score, what the 35% cap means for cost, and how to apply once with no hard credit pull.
September 27, 2026
12 min read
Chipped tooth: What to do? Our Guide
Cracked or chipped a tooth? Learn how to fix it fast. Discover repair options, costs, insurance coverage, and financial help for Canadians
October 1, 2026
12 Min Read
How to rent an apartment with bad credit in Canada - Our Guide
Struggling to rent with bad credit in Canada? Our guide reveals strategies to get approved, from co-signers to immediate deposit funding options
November 14, 2025
12 Min Read
How much is liposuction in Canada? Complete 2025 Cost Guide
Wondering about liposuction cost in Canada? Our 2025 guide details average prices, hidden fees, and all your financing options to make it affordable
November 11, 2025
11 Min Read
How to get a loan with terrible credit in Canada : Our Guide
Need a loan in Canada with terrible credit? Our guide explores your options with alternative lenders and shows you how to improve your approval odds
November 10, 2025
13 Min Read
No money for dentist in Canada, what can I do? : Our Guide
Are you wondering, with no money for a dentist in Canada, what can I do? Loan Boys is here to help and can get you a loan, no matter your credit score!
October 1, 2026
How to finance breast augmentation in Canada? : Our Guide
How to finance breast augmentation in Canada? Our guide covers costs & loans, even for bad credit. Get a fast, simple financing solution.
October 12, 2026
Loan-Matching Services in Canada: How They Work vs Lenders and Brokers
A loan matching service in Canada sends one application to several lenders and never needs an upfront fee. Offers are capped at 35% APR. Compare yours.
October 18, 2026
12 min read
ODSP Loans: How to Get Approved, July 2026 Rates and What to Avoid
ODSP loans: lenders accept ODSP as income, up to $1,436 a month for a single person in 2026, at 35% APR max. Ask your caseworker, then compare offers.
October 17, 2026
12 min read
Emergency Car Repair Loans in Canada: How to Pay the Mechanic Today
Emergency car repair loans in Canada: $1,000 at the 35% APR cap costs $58.88 over 3 months. Get offers from several lenders with no hard credit check.
October 16, 2026
12 min read
Payday Loans in Ontario: Rules, the $14 Cap and Your Rights (2026)
Ontario payday loans cost at most $14 per $100 and are capped at 50% of net pay. Know your rights, then apply once to compare offers from several lenders.
October 15, 2026
12 min read
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Get Back to What Matters, We’ll Handle the Rest

Stop wasting hours comparing lenders and deciphering terms. Our AI-powered platform does all the heavy lifting for you—so you can focus on what really matters in life.

Apply Online
We do not check your credit.

Spend less time apply, Loanboys handles all the applications for you. Get direct offers sent to your email

Lender 1 sent you an offer!

Offer details sent to your inbox

Lender 2 sent you an offer!

Offer details sent to your inbox

Lender 3 sent you an offer!

Offer details sent to your inbox

Lender 4 sent you an offer!

Offer details sent to your inbox