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Your Loan, Simplified. The Smarter Way to Compare and Save

Let us do the hard work—find the best loan offers tailored just for you, all in one place.

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Takes less than 1 minute to apply
Zero impact on your credit score
We connect with all major based banks across Canada.

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SUPPORT

Is It Possible to Get a Loan with No Credit? Absolutely!

Loan Boys Can Assist You, Even Without a Credit History

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Facing an Emergency Car Repair? Loan Boys Has You Covered!

If your vehicle has broken down and you’re trying to figure out where you can access emergency car repair loans in Ontario, you can stop looking! Loan Boys can help, regardless of your credit history.

We understand that when you’re in a jam and you need quick access to funds, getting the money you need when you need it most can be a real lifesaver. We’re here to make your life easier.

Why Loan Boys Achieves Nearly Guaranteed Approval Rates

We can give you access to vehicle repair loans in Ontario with almost guaranteed approval. How? Because we make sure to connect you with not one, but several top and trusted loan providers to make sure you have the highest chance of getting approved.

It’s also not uncommon for our customers to get more than one loan offer at once! So, you’ll be able to consider the terms and take your pick.

How Quickly Can You Secure a Car Repair Loan for Your Needs?

Our auto loans for car repairs are accessible to you online. You can fill out the application form in under a minute and then get approved within minutes after that.

No Credit? No Problem – We've Got You Covered!

You can head right to our no credit check car repair financing website and take out one of our loans regardless of your credit score. We don’t care about your history. All we care about is if you can pay your loan back today.

Loan Boys Offers Assistance, Even Without a Credit History

One of the reasons why you can access our vehicle repair loans in Ontario with nearly guaranteed approval is because we don’t ask for a credit report. This means that, even with bad credit or no credit at all, you can get your money.

Is a Loan the Right Step to Build or Rebuild Your Credit?

Yes. Taking out one of our loans and repaying it according to the pre-established terms is a great way to positively impact your credit score.

Ways to Utilize Your Emergency Car Repair Loan

Head to our no credit check car repair financing website and take out one of our loans to handle whatever repairs your car needs, quickly and efficiently, so you can get back to normal in no time.

Cover the Expenses for Essential Vehicle Parts

You can use our loans to purchase the necessary components to get your car back in working order, or even to buy an accessory to make your daily drives easier or more comfortable.

Pay for Professional Mechanic Services

Our bad credit loans for emergency car repair are not just for parts. You can use them to cover the cost of hiring a skilled mechanic to diagnose and fix the problem.

Rent a Car During Repairs

You can also take out one of our auto loans for car repairs online to secure a temporary vehicle to keep up with your daily commitments while your car is in the shop. No better way to pay the loan back than being able to make it to work!

What Are the Typical Car Repair Emergencies?

Here are a few ways in which you can use our car repair loans in Ontario.

Flat Tires: Punctures, blowouts, or gradual deflation can leave you stranded. Knowing how to change a tire or having roadside assistance is crucial.
Dead Battery: A battery failure can prevent your car from starting, often due to age, extreme temperatures, or leaving lights on overnight.
Engine Overheating: This occurs when the cooling system fails, leading to steam from the hood or dashboard warning lights.
Brake System Issues: Worn brake pads, damaged brake lines, or malfunctioning components can compromise safety.
Ignition System Failures: Problems with the starter motor, ignition coil, or spark plugs can make it impossible to start your car.
Radiator Damage: A damaged radiator can lead to overheating and engine failure.
Timing Belt Breakage: A broken timing belt can cause severe engine damage and requires immediate replacement.
Running Out of Fuel: Surprisingly common, this can be avoided by keeping an eye on your fuel gauge.

Can I get an emergency car repair loan in my local area?

Wondering if you can get one of Loan Boys’ bad credit loans for emergency car repairs in your city? Here are just a few cities we cover. Contact us if you don’t see yours below. We’re here to help.

GTA
Toronto
Ottawa
Brampton
Mississauga
Hamilton
London
Windsor

FAQ

  • 1-What Are the Steps to Secure a Loan for Car Repairs?

    You can easily apply online in under a minute. We’ll do the rest.
  • 2-How Do Auto Repair Loans Function?

    Simply take out the loan and head to the garage!
  • 3-What Makes Our Loans Nearly Guaranteed for Approval?

    We connect you to several top loan providers at once for best results.
  • 4-How Quickly Can Emergency Auto Repair Loan Funds Be Disbursed?

    You can apply in under a minute and get approved within minutes after that.
TESTIMONIALS

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Your financial peace of mind is our priority. Join the thousands who’ve found their perfect loan with us.

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HOW IT WORKS

We connect you with top loan providers in seconds using AI-powered matchmaking.

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Provide a few details about your loan needs—quick, simple, and hassle-free.

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We do not check your credit.

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Choose Your Best Option

Review personalized offers sent directly to your email, compare easily, and select the loan that fits your needs perfectly.

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Acus sent you an offer!

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C Corp Loans sent you an offer!

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Nexus Loans sent you an offer!

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Acus sent you an offer!

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Empire Loans sent you an offer!

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APP

Soon launching our app

Our app will help you monitor lenders that approve your request and help manage any outgoing loans.

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BLOGS

Browse our blogs

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App Updates
Compare Loan Offers Side by Side
Provide industry updates, financial trends, and tips to position your platform as a thought leader.
June 25, 2025
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News
Latest Loan Market Trends for 2025
Provide industry updates, financial trends, and tips to position your platform as a thought leader.
June 25, 2025
2 Min Read
App Updates
Compare Loan Offers Side by Side
Provide industry updates, financial trends, and tips to position your platform as a thought leader.
June 25, 2025
2 MIN READ
News
Latest Loan Market Trends for 2025
Provide industry updates, financial trends, and tips to position your platform as a thought leader.
June 25, 2025
2 Min Read
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We use an advanced AI to match you with the perfect lender across hundreds of possibilities. This ensure you get the best rate and that you will be approved

OUR FAQ

Got a question? Glad you asked, we got answers

Can I get a loan in Canada?

Absolutely! Apply online with Loan Boys and get the money you need in minutes. Our service is prompt, reliable, and free from hidden fees.

What credit history do I need when applying for a loan?

Don’t worry about your credit history. We focus on your current ability to repay the loan, making it easy for people with bad credit to get approved.

How Many Times Can I Apply?

You can apply for one loan at a time. We adhere to responsible lending practices to protect you from further debt.

Where can I get a loan quickly and easily online in canada?

Loan Boys is your go-to for fast cash loans in Canada. Even with poor credit or irregular income, you can still get approved.

What is the annual rate?

We partner with top financial institutions to offer a competitive annual rate of 23.99%.

Do you have an example of loans and payments?

If you borrow $750, you can repay it in 10 payments of $120. Note: This example assumes full repayment according to the agreed schedule.

What happens if I default my payment?

A $60 fee will be charged for bounced pre-authorized payments. Always ensure you have sufficient funds to avoid extra charges.

Are there any conditions?

Please read the loan agreement carefully for all terms and conditions.

Do loans renew automatically?

Loan renewal is not automatic and requires a new application and approval.

What is an amortization schedule?

Your repayments will be spread over a set period, ranging from three to six months, depending on your loan amount.

What about credit ratings and collections?

We abide by Canadian lending standards. Defaulting may lead to legal fees and affect your credit rating.

What is a payday loan?

A payday loan is a short-term loan based on your next paycheck. It’s a quick solution for temporary financial difficulties. Please not that Loan Boys is not a payday lender.

Get Back to What Matters, We’ll Handle the Rest

Stop wasting hours comparing lenders and deciphering terms. Our AI-powered platform does all the heavy lifting for you—so you can focus on what really matters in life.

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We do not check your credit.

Spend less time apply, Loanboys handles all the applications for you. Get direct offers sent to your email

C Corp Loans sent you an offer!

info@ccorploans.ca

Open mail app

Email lender

Nexus Loans sent you an offer!

info@nexusloans.ca

Open mail app

Email lender

Empire Loans sent you an offer!

info@empireloans.ca

Open mail app

Email lender

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C Corp Loans sent you an offer!

info@ccorploans.ca

Nexus Loans sent you an offer!

info@nexusloans.ca

Acus sent you an offer!

info@acus.ca

Empire Loans sent you an offer!

info@empireloans.ca
Loan Boys partners with lenders across all major Canadian Cities for broader access and faster approvals