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Your Loan, Simplified. The Smarter Way to Compare and Save

Let us do the hard work—find the best loan offers tailored just for you, all in one place.

Apply Online
Takes less than 1 minute to apply
Zero impact on your credit score
We connect with all major based banks across Canada.

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SUPPORT

Is It Possible to Get a Loan with No Credit? Absolutely!

Loan Boys Can Assist You, Even Without a Credit History

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Struggling with Bad Credit? Loan Boys Has Your Back!

If you are faced with an urgent need for money and are worried about accessing a loan when you really need it, Loan Boys give you access to bad credit loans in Ontario no matter your credit score.

We understand that when you are faced with an emergency or an unforeseen expense, having access to the money you need can really help relieve your stress. The last thing you want is a lengthy application process with no guarantees! You can relax; Loan Boys has got your back.

Why Do Loan Boys Offer Such High Approval Rates?

The reason why our bad credit loans in Ontario come with nearly guaranteed approval is because we match you with the top loan providers. We do the hard work for you!

This means that you won’t simply be applying to one place. When you fill out our form, we send your info to the best lenders so that you can have the choice between different loan terms to suit your needs.

Another reason why our loan approval rate is so high is because we don’t care about your credit history. All we care about is your ability to repay your loan today.

How Quickly Can You Secure a Personal Loan with Us?

You can access our bad credit loans online, and the application form can be filled in less than a minute. Depending on the loan provider, once approved you can receive your cash same day.

Is It Possible to Get a Loan with No Credit? Absolutely!

Bad credit, no credit, whatever! We don’t ask you for your credit report when you apply, so you can access your loan even with poor credit. What’s more is that we also offer the best bad credit loan rates on our website.

Loan Boys Can Assist You, Even Without a Credit History

As we’ve said, you can access our bad credit loans with no credit check. This also applies to you if you don’t have a credit history, meaning no credit at all.

Can Taking a Loan Help Establish or Rebuild Your Credit?

When you take out a loan, like a bad credit loan in Ontario, it can positively impact your credit score, helping you establish a good score or helping you rebuild your poor credit. Why is that? Because a credit score is established on your ability to pay money back.

Top Reasons to Consider Bad Credit Loans

You will find the best bad credit loan rates on our website. Loan Boys understands what it’s like to be faced with an urgent need for money and we know that having access to it when you really need it can be a real lifeline. We make sure that you are linked to the top loan providers out there.

Handle Unexpected Expenses or Emergencies with Ease

Our bad credit loans with no credit check are available to you in the case of emergencies, unforeseen costs or unexpected expenses, so that you can handle a stressful situation with more ease.

Explore Flexible Loan Options to Rebuild Your Credit

Everyone is different and we want to tailor our loans to your financial reality, which is why our bad credit loans are accessible online with flexible repayment plans that fit in perfectly with your reality. Given that they are tailored to your needs, repaying your loan will be a breeze and will help you rebuild your credit.

Quick and Convenient Financing for Unplanned Purchases

It does not have to be for serious emergencies; you might simply have an unplanned purchase, like a new dishwasher or a birthday you might have forgotten. We respect your privacy and don’t ask you for details.

Can I get a loan for bad credit in my city?

Are you wondering if you can access our bad credit loans in Ontario with guaranteed approval in your city?

In the table below are just a few of the cities in Ontario from which you can access our loans:

GTA
Toronto
Ottawa
Brampton
Mississauga
Hamilton
London
Windsor

FAQ

  • 1.What Defines a Bad Credit Score in Ontario?

    A score of 560 and even 599 or lower is considered a poor or bad credit score in Ontario.
  • 2.How Long Does Bad Credit Stay on Your Record in Ontario?

    Bad credit typically stays on your report for a period of 6 years.
  • 3.What Makes Our Bad Credit Loans Nearly Guaranteed?

    The fact that we provide you with access to many lenders makes it more likely for you to be approved than you would with one lender alone.
  • 4.How Quickly Can You Access Funds with a Bad Credit Loan?

    We give you access to loan offers from various lenders so that you can get the money you need and fast. Take your pick!
TESTIMONIALS

Don’t just take our lenders word for it. Hear it from our users.

Your financial peace of mind is our priority. Join the thousands who’ve found their perfect loan with us.

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TESTIMONIALS

Don’t just take our lenders word for it. Hear it from our users.

Your financial peace of mind is our priority. Join the thousands who’ve found their perfect loan with us.

arrow left
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HOW IT WORKS

We connect you with top loan providers in seconds using AI-powered matchmaking.

Fill Out the Form

Provide a few details about your loan needs—quick, simple, and hassle-free.

Apply Online
We do not check your credit.

AI Shops for You

We use an advanced AI to match you with the perfect lender across hundreds of possibilities. This ensure you get the best rate and that you will be approved

Choose Your Best Option

Review personalized offers sent directly to your email, compare easily, and select the loan that fits your needs perfectly.

C Corp Loans sent you an offer!

info@ccorploans.ca

Nexus Loans sent you an offer!

info@nexusloans.ca

Acus sent you an offer!

info@acus.ca

Empire Loans sent you an offer!

info@empireloans.ca

C Corp Loans sent you an offer!

info@ccorploans.ca

Nexus Loans sent you an offer!

info@nexusloans.ca

Acus sent you an offer!

info@acus.ca

Empire Loans sent you an offer!

info@empireloans.ca

C Corp Loans sent you an offer!

info@ccorploans.ca

Nexus Loans sent you an offer!

info@nexusloans.ca

Acus sent you an offer!

info@acus.ca

Empire Loans sent you an offer!

info@empireloans.ca
APP

Soon launching our app

Our app will help you monitor lenders that approve your request and help manage any outgoing loans.

Coming soon
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BLOGS

Browse our blogs

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App Updates
Compare Loan Offers Side by Side
Provide industry updates, financial trends, and tips to position your platform as a thought leader.
June 25, 2025
2 MIN READ
News
Latest Loan Market Trends for 2025
Provide industry updates, financial trends, and tips to position your platform as a thought leader.
June 25, 2025
2 Min Read
App Updates
Compare Loan Offers Side by Side
Provide industry updates, financial trends, and tips to position your platform as a thought leader.
June 25, 2025
2 MIN READ
News
Latest Loan Market Trends for 2025
Provide industry updates, financial trends, and tips to position your platform as a thought leader.
June 25, 2025
2 Min Read
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OUR FAQ

Got a question? Glad you asked, we got answers

Can I get a loan in Canada?

Absolutely! Apply online with Loan Boys and get the money you need in minutes. Our service is prompt, reliable, and free from hidden fees.

What credit history do I need when applying for a loan?

Don’t worry about your credit history. We focus on your current ability to repay the loan, making it easy for people with bad credit to get approved.

How Many Times Can I Apply?

You can apply for one loan at a time. We adhere to responsible lending practices to protect you from further debt.

Where can I get a loan quickly and easily online in canada?

Loan Boys is your go-to for fast cash loans in Canada. Even with poor credit or irregular income, you can still get approved.

What is the annual rate?

We partner with top financial institutions to offer a competitive annual rate of 23.99%.

Do you have an example of loans and payments?

If you borrow $750, you can repay it in 10 payments of $120. Note: This example assumes full repayment according to the agreed schedule.

What happens if I default my payment?

A $60 fee will be charged for bounced pre-authorized payments. Always ensure you have sufficient funds to avoid extra charges.

Are there any conditions?

Please read the loan agreement carefully for all terms and conditions.

Do loans renew automatically?

Loan renewal is not automatic and requires a new application and approval.

What is an amortization schedule?

Your repayments will be spread over a set period, ranging from three to six months, depending on your loan amount.

What about credit ratings and collections?

We abide by Canadian lending standards. Defaulting may lead to legal fees and affect your credit rating.

What is a payday loan?

A payday loan is a short-term loan based on your next paycheck. It’s a quick solution for temporary financial difficulties. Please not that Loan Boys is not a payday lender.

Get Back to What Matters, We’ll Handle the Rest

Stop wasting hours comparing lenders and deciphering terms. Our AI-powered platform does all the heavy lifting for you—so you can focus on what really matters in life.

Apply Online
We do not check your credit.

Spend less time apply, Loanboys handles all the applications for you. Get direct offers sent to your email

C Corp Loans sent you an offer!

info@ccorploans.ca

Open mail app

Email lender

Nexus Loans sent you an offer!

info@nexusloans.ca

Open mail app

Email lender

Empire Loans sent you an offer!

info@empireloans.ca

Open mail app

Email lender

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C Corp Loans sent you an offer!

info@ccorploans.ca

Nexus Loans sent you an offer!

info@nexusloans.ca

Acus sent you an offer!

info@acus.ca

Empire Loans sent you an offer!

info@empireloans.ca
Loan Boys partners with lenders across all major Canadian provinces for broader access and faster approvals